VA Loans Insider - Latest Comments

Re: How a Bankruptcy or Foreclosure Affects VA Loan Applications

susie — Tue, 20 Nov 2012 14:54:12 -0000

hi we filed a chapter 13 going on 2 years we are curent on all our bills to include the trestee.we are renting my husband is 100%disabled and we need a larger place.Can he get a va loan

Re: VA Loans and Employment

sarah" — Tue, 20 Nov 2012 06:34:55 -0000

my husband been at his company for 5 years he was hourly for first four years .one year commision based . will they use his income ?

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Bob Ford — Sun, 18 Nov 2012 18:09:15 -0000

well i just got off the phone with one of the receptionest and what a crock of crap,just like some of the stories ive read theres always a cetch for what i could get a loan for would be way less than im paying now for rent whitch is 570 a month and ive ben here for 10yrs and have never been late but i get fed this line of crape that im just short of certain gidelines,i mean if i were to get a hundred or a hundred and twenty thousand dollar loan my payments would be so much lower,and like i explained to her was that im on disability from a savier motor cycle accedent i only get a certain amount,and this isnt the first time ive tryed,I think there full of shit and like one of the persons coments is if i can afford this then what is the problem with the type of lan id like to get,i mean i would be hundreds under what im paying now,i just wish they would quit makeing such a hipe about how therte helping people and then telling you,that you have a little problem and cant qulifiey.to me there a bunch of lieyers and you mighjt as well go to liveing in the streets you people make me sick i love my country but the people that are supposedly helping the vets that have given to give them there frdom just get screwed and i love all my brothers and sistere that have served and are serveing i hope that things will all work out for you as far as your benifites go good luck. Bob Ford

Re: Patience at a Premium: Purchasing Foreclosures with a VA Loan

Sgt Frank — Sat, 17 Nov 2012 05:43:14 -0000

I need to get started with the paper work for a VA loan to have things in place when my rental lease is up in September 2013. Do you know a good lender I can work with?

Re: Occupancy Requirements for VA Loans

John S. — Fri, 16 Nov 2012 22:40:42 -0000

I bought this home with VA in Dec 2011. I am planing now to move back to Calif. when I graduate from college with my BS in business in May of 2012. Can I sale this home at that time? Or do I have to live in the home for two or more years? Thanks

Re: 10 Things Many Borrowers Don’t Know About VA Loans

bree1679 — Thu, 15 Nov 2012 21:30:28 -0000

Finally someone who makes sense! Thank you! We are right now trying to get a home through the Va home loan program and its taking forever we can't qualify because our credit rating isn't 630 or better but it's 600 and where were they when our first house not covered under VA loan foreclosed they didn't help us then....is there a law that says you have to have $8000 in the bank for a down payment and first months rent and a credit score of 630 or higher I can get an FHA or any other loan now faster than I can get a VA loan! I agree my husband is 90% disabled he fought for this country and got hurt I think he if anything most definitely deserves a home and I agree with all your statements that your right people can't afford it! So many empty homes just let us have one and we will figure out the rest! AMEN!

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Chris Sherman — Thu, 15 Nov 2012 19:12:29 -0000

I have also had this problem and still have not found anyone, I agree with the top that lenders hold veterans to a higher standered and that makes a lot of us out of the running to acquire a loan

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Frank Turley — Thu, 15 Nov 2012 01:04:16 -0000

i would like to get that info for the state of louisiana thx

Re: VA Loans and Employment

Christopher Storm — Thu, 15 Nov 2012 00:21:01 -0000

I hope this saves a Soldier from being scammed. I am a Combat Veteran and a Staff Sergeant. I do what I can to protect and assist the troops- all Branches.

Re: VA Loans and Employment

Christopher Storm — Thu, 15 Nov 2012 00:19:15 -0000

SCAMMER WARNING --- new names now, Martins Lex and Alex Chung
Be advised- This A-hole has new names now for scamming - Alex Chung and Martins Lex
Check out this set of emails

Hi,

This is my Billing and Shipping address:

GT FREIGHT PTE LTD/RATMI NO. 217, LOYANG OFFSHORE SUPPLY BADE,
LOYANG CRESCENT, SOPS AVENUE , SINGAPORE , 508988

Please give me total amount as soon.

Regards,
Martins Lex

Re: VA Loans and Employment

Christopher Storm — Thu, 15 Nov 2012 00:13:52 -0000

BENNY LOW is a SCAMMER............DO NOT ever do business with him. He, or they, have contacted many businesses and attempted to buy items with stolen credit cards. He or they always ask if you take credit cards because they do not like PAYPAL. I saved a Fishing Rod manufacturer from a fradulant sale. He or they also use the names "Joni Gultom" , "GONZA MAXIMILIANO" "ellyse morgan", Martins Lex" and "Alex Chung"

Re: VA Loan Entitlement Options for Military Couples

Joan Abel — Wed, 14 Nov 2012 21:48:01 -0000

AS A WIDOW OF A KOREAN VET CAN I GET VA HOME LOAN???DID HAVE VA LOAN OVER 20 YRS AGO THAT WAS PAID ....

Re: How a Bankruptcy or Foreclosure Affects VA Loan Applications

Texas Pretty boy — Wed, 14 Nov 2012 07:10:58 -0000

I'm in a chapter 13 BK and have a foreclosure I want to buy another home in the future what are the steps i need to take.

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Stephaniebrunner — Tue, 13 Nov 2012 14:27:49 -0000

I am having problems with my VA loan process. I am disabled USMarine at 100% IU. Married with 5 kids. Only monthly payments i have is van payment utsomehow my debt to income ration is 54% so they wo't qualify me. How is that even possible? Why does it matter how many kids we have?

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Teresa Watson — Tue, 13 Nov 2012 13:39:38 -0000

AMEN , My husband is a desert storm vet whom has applied and been turned down numerous times. He is disabled and has enough to afford the payment coming in. We dont know what the problem is.

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Nicole — Mon, 12 Nov 2012 13:28:19 -0000

I just started working full time again after losing my previous job 2 years ago. I was saving for a home, and at the time I never knew about how to go about a VA Loan, or even if I qualified for one. How long should I wait before seeing if I even qualify for one? I plan to buy a home in the next 2 to 3 years.

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Dr opingo — Mon, 12 Nov 2012 10:26:01 -0000

well done! my problems are gone My man came back last night, I thought it's a joke he came to say good bye to me , then I waited , suddenly I saw preparing food, bed and hide under bracket, I couldn't believe any thing I see, I decide to sleep at the gouge to see what happens next , only see him come and slow his self on me start kissing and then I realize you are the true healer, its now 2 weeks since he came home , but doc my sex life has gone down I don't know why , I want to come and order for that medicine. I will phone you later today! I appreciate your services, be there for us please. thanks you to drsambolspelltemple01@gmail.com

Re: VA Loans and Employment

Benny — Mon, 12 Nov 2012 10:19:23 -0000

My name is Benny Low Seek from Singapore, i have never see a good person like this before, when i was looking for loan i have been scam by 2 lender and a friend introduce me to Oxygen Loan Agency. The give me a loan of $90.000 USD for i to start a new business and live a better life. I promise the loan agency that i will bring more people to them because of what they have done for me. If anyone need a loan, i will advise you to contact the loan agency through oxygenloanagency@gmail.com

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Chad Craig — Mon, 12 Nov 2012 07:03:09 -0000

I was denied my VA loan because they said my credit wasn't high enough.

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Timothy M. Hopper — Sun, 11 Nov 2012 21:33:47 -0000

Do you have to have a job to get a VA home loan. I am living off of UIUC Financial Aid which provides the funds to pay for my apartment. Is this something that can be used to get a VA home loan on a house?

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Terry Devine — Sun, 11 Nov 2012 20:33:21 -0000

Hi, what happens if you used your Va on a house you bought and found out it was a bad house cause everything was covered up, painted over and trying to sell it for 3 years and not selling And not getting anywhere with the lawyers. Yes we had a Inspection but he didn't catch these things. and the VA didn't come in the house at all, he just walked out side of the house. IF the VA saw and knew about the problems this house, this house would have never sold and we wouldn't be in this mess. SO if we decide to go Short sale, Can we use the VA again? Right away or How long do we have to wait?

IF the VA KNEW of all the damages this house has the VA would never have approved the sale to go thru. But the VA pass it because they did not know--nobody knew but the sellers. The sellers had everything covered up. YES, we have the pictures to prove that. Now we are stuck and can't get out out of this house by selling it cause no one want to buy it for $132,000 with all the damages there are. We don't have that kind of money to fix it and we don't have that kind of money to drop the price lower. And we need to sell it so we can get our VA back. so My question is about the Short sale. How long to wait to approve to use the VA again? Hubby has done his 20 years in the Air force , he got out in 98.

Is there a VA person who can come in here and see all this damages etc to help us get out of this mess. We are in Zip Code 78109. I get the run around on the VA phones. Its been 3 years , we put it right back up on the market when after we got the keys. House is pretty much empty, its still in storage going on 3 1/2 years now. HELP!

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Terry Devine — Sun, 11 Nov 2012 20:16:20 -0000

I also want to know this answer. I can't find this anwer anywhere on the net. I keep going in circles. let me know.
Thanks

Re: 10 Things Many Borrowers Don’t Know About VA Loans

belovedsong94 — Sun, 11 Nov 2012 11:48:42 -0000

We bought our home in 1994 with a VA loan and the interest then was 7.5%.. We refinance two years ago with a lower interest through our SECU bank at 3.75% using their loan and not VA... so do we still have our entitlement in getting another home using VA?

Re: Some of Your Best VA Loan Questions (With Answers)

Arthur — Sun, 11 Nov 2012 09:36:20 -0000

I was forced to short sell my home and I'm now renting one for $2000 a month. How long will I have to wait before I'll qualify for a VA loan? credit score went down to 661 as a result of short selling as the bank wouldn't negotiate unless I missed some payments.
I haven't been a renter since the 70's and would much rather own than rent.
Please respond as nobody seems to have an answer. some say 12 months others say 24 months and others say it's a case by case evaluation regardless of the time between short sale and qualifying for a new VA loan.....HELP!

Re: 10 Things Many Borrowers Don’t Know About VA Loans

Stella — Sat, 10 Nov 2012 17:51:27 -0000

Have you been to the VA and talked to them personally, that doesn't sound right. He should be covered because he is still enlisted. Go to the nearest VA hospital and talk to them at the VBA(Veterans Benefit Association). They can help you!